Five calculators in one with a user friendly interface. Switch between the tabs to choose the calculation you want to make. A handy downloadable version is also available for use on your desktop. Scroll down to use it online!

A free, easy to use financial calculator which calculates:

• Present value
• Future value
• Present value of an annuity
• Future value of an annuity
• Effective annual interest rate

Please contact us if you have questions about using this software or if you have suggestions about how we an improve it.

Download version available

DOWNLOAD (51 KB)
for Windows

DOWNLOAD (25 KB)
for all platforms

- All versions require Java 1.5 or later

- Runs on Windows, Mac and Linux

Current version: 1.0

For background information on present value, future value and annuities, see our finance article on the time value of money.